People of color face obstacles at every turn. They are denied loans to get better housing (and when they do get loans they are often predatory), thus they are in schools with lower property tax revenues which impacts the quality of education. Which impacts the chance of getting into a college. Even if they do graduate college, there is a bias against Names that don't sound white. Impacting getting a job. For those who don't finish school, there is a 70% chance of incarceration. All of this is generational and is leading to chronic stress.